Web2 Expansion

WLFI is planning to extend its payments technology to large Web2 companies, with a focus on disbursing funds to drivers, contractors, and content creators.

# Technical Layer

The technical layer enabling the Web2 expansion is AgentPay, an SDK launched in March 2026. AgentPay lets AI agents handle USD1 transactions autonomously while staying within self-custodial guardrails, meaning the money never pools in a custodian's account before reaching the recipient.

# Regulatory Scaffolding

WLFI has received a national trust bank charter from the Office of the Comptroller of the Currency, and signed a memorandum of understanding with MOA Protocol. The MOU focuses on expanding USD1's role in remittances, payments, and AI-agent transactions, with South Korea flagged as a potential early market.

# Market Potential

The global forex and remittance market processes approximately $7 trillion annually, and existing services take a sizeable cut. WLFI's World Swap platform aims to offer lower fees by routing transactions through stablecoin infrastructure instead of correspondent banking networks.

# User Experience

To bridge the gap between DeFi rails and everyday users, WLFI is developing a mobile app designed to make deposits and transfers feel closer to Venmo than MetaMask.